Whether you're learning to manage money for the first time or teaching financial literacy to the next generation, Ready Ledger provides a safe, private space to build essential life skills.
Master financial literacy through hands-on practice and real-world scenarios
Every transaction you log reinforces financial understanding. Unlike auto-sync apps that hide the details, Ready Ledger makes you think about every dollar.
Perfect for those starting out, between jobs, or preferring cash-based budgeting. Practice financial management without needing traditional banking.
Set budgets, track spending, and see results in real-time. The act of manual tracking creates lasting money management habits.
Your financial data stays on your device. No company can access, analyze, or sell your spending patterns.
Track job applications while managing money. See how career decisions impact your finances in one unified view.
Start with small goals and work your way up. Celebrate wins as you develop financial skills and independence.
The ideal classroom tool for teaching financial literacy in a safe, controlled environment
No internet required. Students can use Ready Ledger on school devices without connectivity, network restrictions, or privacy concerns.
Students engage with realistic financial scenarios without risking real money, bank accounts, or personal data.
All data stored locally on each student's device. No cloud accounts, no email signup, no data collection. Perfect for minors.
Create mock job offers, budgets, and expenses. Students experience financial decisions in scenarios they'll face as adults.
Covers budgeting, income tracking, expense management, savings goals, and career planning—all core financial literacy topics.
Students work at their own speed. Teachers can assign different scenarios to different skill levels simultaneously.
From classroom simulations to personal finance mastery, Ready Ledger adapts to your learning journey
Practice college budgeting before graduating
Build real-world financial skills before entering the workforce
Master money management in your 20s and 30s
Engage students with hands-on financial literacy lessons
Active learning creates deeper understanding than passive observation
Students retain 75% of what they do vs. 10% of what they read. Manual financial tracking is active, experiential learning.
Make budgeting errors without consequences. Learn from overspending scenarios before managing real money.
See budget impact instantly. Watch expenses exceed income in real-time. Understand cause and effect.
Students who manually track finances develop stronger money management habits than those who only read about budgeting.
Ready Ledger is designed with educators in mind—no setup, no accounts, no complications.
No IT Department Needed
Runs in browser. No installation required.
Zero Privacy Concerns
All data stays on student devices. No FERPA issues.
Works Offline
No internet dependency. Perfect for labs with restrictions.
Real-World Skills
Practice budgeting they'll use as adults.
Safe Experimentation
Make mistakes without financial consequences.
Career Preparation
Track job applications alongside finances.
Whether you're teaching a class or learning on your own, Ready Ledger is ready when you are.